Disclaimer

Effective Date: September 13, 2026

Welcome to Finanzas PY (https://finanzaspy.com/). Before utilizing any information, guides, comparisons, or tools published across our website, please read this Disclaimer carefully.

1. General Educational & Informational Purpose

All content published on Finanzas PY—including articles, financial analyses, credit card comparisons, investment commentaries, banking overviews, and wealth preservation frameworks—is provided solely for general informational and educational purposes. None of the materials presented constitute personalized financial, investment, legal, tax, or accounting advice.

2. No Financial Advisory or Fiduciary Relationship

Finanzas PY is an independent digital media publisher. We are not a registered investment advisor (RIA), broker-dealer, financial planner, banking institution, credit bureau, or licensed fiduciary under any state, federal, or international regulatory agency. The transmission and receipt of information on this website does not establish a financial advisor-client or fiduciary relationship between you and Finanzas PY, its authors, or its operators.

Every individual’s financial situation, risk tolerance, time horizon, and goals are unique. You should always consult with a licensed, certified financial professional (such as a CFP, CPA, or registered investment advisor) before executing investment decisions, signing credit contracts, or undertaking financial restructuring.

3. Accuracy, Timeliness & Completeness of Content

While our editorial staff strives to ensure all published data, interest rates (APR/APY), terms, and figures are accurate and current at the time of publication, the modern financial sector evolves at an extraordinary speed. Interest rates, loan eligibility criteria, banking regulations, credit card reward programs, and tax laws change frequently without prior notice.

Finanzas PY makes no representations, warranties, or guarantees, express or implied, regarding the accuracy, completeness, suitability, or validity of any information found on this platform. Readers are advised to verify all financial terms, interest rates, fees, and requirements directly with the issuing financial institution before taking action.

4. Third-Party Links, Applications & External Services

Our articles and guides may contain hyperlinks to external third-party websites, applications, and commercial services. These links are provided solely as a convenience to our readers. Finanzas PY has no control over the content, terms of service, security protocols, or privacy practices of these third-party properties.

The inclusion of any external link does not imply endorsement, sponsorship, or recommendation of the third party or its services. Accessing external websites and utilizing third-party services is done entirely at your own discretion and risk.

5. Advertising & Commercial Disclosures

Finanzas PY is supported through programmatic display advertising networks (including Google AdSense, Google Ad Manager, and JoinAds) and promotional arrangements. These advertising partnerships allow us to deliver high-quality, research-driven content to our readers without paywalls.

While compensation may influence the placement or visibility of advertisements on our website, our editorial integrity and content analyses are conducted independently of advertising arrangements.

6. Limitation of Liability

Under no circumstances shall Finanzas PY, its owners, editors, contributors, or affiliated entities be liable for any direct, indirect, incidental, consequential, special, or exemplary damages, including financial losses, loss of profits, investment depreciation, or credit impact, arising out of or in connection with your access to, reliance upon, or use of the information contained on this website.

7. Contact & Inquiries

If you have any questions or require clarification regarding this Disclaimer, please reach out to us via our official contact page at https://finanzaspy.com/contact/.

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